Finance your Wattman Mini Express or Maxi Express with fixed monthly payments over 24 to 60 months, with full ownership at the end.
No obligation. Luke Phelps, our finance specialist, reviews your request and contacts you within 1 business day.
Three steps from your first question to a financing decision.
No obligation. A soft credit check only. A decision within days.
Seasonal venues, municipalities, and multi-location operators finance their Wattman trains with terms built around how their operation earns.
Fixed monthly payments over 24 to 60 months, so every payment is known in advance.
Pre-qualification uses a soft credit check with no impact on your credit score.
Start paying up to 90 days after delivery.
Match your repayment schedule to your peak and slower seasons.
Most applications receive a decision within 2 to 4 business days.
A simple online application with minimal paperwork and personal support.

Financing spreads the investment in a Wattman train over fixed monthly payments, so your working capital stays available for the rest of your operation.
Operators at malls, zoos, resorts, family entertainment centers, and holiday events use their train for:
Luke Phelps, our finance specialist, can walk you through the numbers for your own venue and season.
Select your model, edition, and options to build the exact train you want. The configurator gives you a complete spec and investment summary before you explore financing.
No guesswork, no back-and-forth. Our financing team works from your configuration directly.
Financing is available exclusively for businesses, organizations, and government entities. It is not available for personal or individual use.
Every Wattman Mini Express and Maxi Express, including your selected edition, options, delivery, and taxes, for businesses in the United States.
Yes. For businesses with 2 or more years in operation and strong credit, $0 down is often available. If your business is newer or still building credit, a small down payment may be required.
Most applications receive a decision within 2 to 4 business days. For financing amounts under $300,000, a completed application is often enough to generate an approval.
Pre-qualification uses a soft credit check with no impact on your personal credit score. A full credit review is only initiated when you proceed with a formal application.
No. Pre-qualification is optional, carries no obligation, and uses a soft credit check only. You decide whether to proceed after reviewing the offer.
In most cases, financing can cover 100% of your project, including the train itself, transportation and delivery, taxes and fees, and installation and accessories, in one predictable payment.
Yes. Many programs offer seasonal or deferred payments, so your train can start operating before payments begin, often up to 90 days after delivery.
Financing is arranged through established U.S. equipment finance partners. Luke Phelps, our finance specialist, coordinates the process and works with you to find the terms that fit.
Yes. We support municipalities, public parks, school districts, and other government entities with specialized programs, including annual or multi-year payment schedules, favorable public-sector terms, no personal guarantees, and procurement-friendly structures.
Yes. Operators adding a second train or expanding to a new location can apply for additional financing, and a strong payment history can simplify future approvals.
Yes. In most cases, you can settle your balance early without penalties. Let us know upfront, and we will help structure the plan accordingly.
Once your final payment is made, you fully own the train, with no surprise buyout or residual payments.
Whether you are adding your first train or expanding to a second location, our team identifies the right structure and gets you to approval fast. No sales pressure, no obligation.

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